The 50/30/20 Spending Plan
The 50/30/20 spending plan is both simple and sustainable, and it allows for little luxuries today, whilst still keeping an eye on the future. To begin, follow your spending habits for at least two weeks, and categorise how much goes to necessities, how much to luxuries and what is saved or invested. Next, work to …
Some of my Favourite Money Saving Tips
After nearly a year and a half of living within a 5-kilometre radius of my home, I’ve had plenty of time to reflect and review my financial situation. If a global pandemic and reduced income don’t make you re-evaluate your finances, I don’t know what will. Over the past 12 months, I’ve realised how unnecessary …
Cut Back Your Living Costs With These Healthy, Eco-Friendly Ideas
If you’ve been following me, you’ll know that the last 3 posts have been on the benefits of budgeting, how to get financially fit plus an interview with Dennise Duffield-Thomas, so today I thought I’d share three things that can save you money, keep you and your family healthy, and help to reduce your carbon …
Benefits of Budgeting
I’ll be brutally honest here, I was never good with budgeting in my younger days – which is why I ended up with a lot of debt as my parents never taught me about money. This of course changed when Khushi and I moved to the UK in, Summer of 2008. From living with my …
Interview with Denise Duffield-Thomas
Denise Duffield-Thomas is the money mindset mentor for the new wave of online female entrepreneurs. Her best-selling books “Lucky Bitch” and “Get Rich, Lucky Bitch” give a fresh and funny roadmap to create an outrageously successful life and business. Describe yourself in 5 words Fun, down-to-earth, lucky, uncompromising, ambitious. What inspires you? The possibilities that …
How to get financially fit
Have the lockdowns made you reconsider your finances? It surely made me reconsider the way I look at money and it has been life-changing. Getting your finances into shape can seem like hard work, especially if it isn’t something you’ve ever done before. Before you can do anything about your finances, you first need to know …
Things I Stopped Buying (to Save Money & Stop Waste)
Since discovering minimalism and decluttering my entire life over the last couple of years, I stopped buying a lot of things that previously cost me quite a lot of money. Saving money is a great side effect of minimalism as you simply don’t consume like you used to – I know I don’t. I am …
My intention for a no-spend year
At the beginning of this year, I gave myself a challenge: to give up spending on all but the essentials for a whole year. I started this challenge on the 1st of January 2021 – amidst all the seasonal sales. Honestly, though, I’ve been pretty good at not spending money for the sake of it …