Are you going to be starting a business? If the answer is yes, then there are some things that you need to know. We’re not going to take up too much of your time, but you do need to be aware of a few key aspects to ensure that you are going to head in …
There are many reasons people want to start their businesses. Whether it’s because they’ve grown tired of their career or they want to make money while parenting from home, building a small business can be a great idea. It can give you more flexibility and better long-term prospects. Small businesses can flourish with proper structuring …
Avoiding debt can be challenging, but there are several steps you can take to prevent it:
Building an emergency fund is an essential part of financial planning. Here are some tried and tested steps to follow to build an emergency fund: Remember, an emergency fund is not a luxury, it is a necessity. Having money saved for unexpected expenses will give you peace of mind and help you avoid going into …
Holistic health is a concept that focuses on the overall well-being of an individual, taking into account their physical, emotional, mental, and spiritual health. It involves the integration of different aspects of a person’s life to achieve optimal health and wellness. The goal of holistic health is to promote balance and harmony in all aspects …
Working smarter and not harder involves finding ways to increase your productivity while reducing the amount of effort required. Here are some tips to help you work smarter: By implementing these tips, you can work smarter and achieve more in less time, without putting in more effort than necessary.
The 50/30/20 spending plan is both simple and sustainable, and it allows for little luxuries today, whilst still keeping an eye on the future. To begin, follow your spending habits for at least two weeks, and categorise how much goes to necessities, how much to luxuries and what is saved or invested. Next, work to …
After nearly a year and a half of living within a 5-kilometre radius of my home, I’ve had plenty of time to reflect and review my financial situation. If a global pandemic and reduced income don’t make you re-evaluate your finances, I don’t know what will. Over the past 12 months, I’ve realised how unnecessary …
