Living within your means is an essential skill for financial stability and long-term success. Here are 7 ways I live within my means I hope you’ll find useful:
7 Ways to Avoid Debt
Avoiding debt can be challenging, but there are several steps you can take to prevent it:
7 Ways to Build an Emergency Fund
Building an emergency fund is an essential part of financial planning. Here are some tried and tested steps to follow to build an emergency fund: Remember, an emergency fund is not a luxury, it is a necessity. Having money saved for unexpected expenses will give you peace of mind and help you avoid going into …
8 Pillars of Holistic Wellness
Holistic health is a concept that focuses on the overall well-being of an individual, taking into account their physical, emotional, mental, and spiritual health. It involves the integration of different aspects of a person’s life to achieve optimal health and wellness. The goal of holistic health is to promote balance and harmony in all aspects …
5 Ways to Work Smarter and Not Harder
Working smarter and not harder involves finding ways to increase your productivity while reducing the amount of effort required. Here are some tips to help you work smarter: By implementing these tips, you can work smarter and achieve more in less time, without putting in more effort than necessary.
The 50/30/20 Spending Plan
The 50/30/20 spending plan is both simple and sustainable, and it allows for little luxuries today, whilst still keeping an eye on the future. To begin, follow your spending habits for at least two weeks, and categorise how much goes to necessities, how much to luxuries and what is saved or invested. Next, work to …
Some of my Favourite Money Saving Tips
After nearly a year and a half of living within a 5-kilometre radius of my home, I’ve had plenty of time to reflect and review my financial situation. If a global pandemic and reduced income don’t make you re-evaluate your finances, I don’t know what will. Over the past 12 months, I’ve realised how unnecessary …
Cut Back Your Living Costs With These Healthy, Eco-Friendly Ideas
If you’ve been following me, you’ll know that the last 3 posts have been on the benefits of budgeting, how to get financially fit plus an interview with Dennise Duffield-Thomas, so today I thought I’d share three things that can save you money, keep you and your family healthy, and help to reduce your carbon …