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Work with what you have Start a gratitude journal Contribute to an emergency fund Use a budget and track spending Get rid of one commitment Make your bed Start a ‘donate box‘ Give someone a compliment Do a social media detox Determine if something you READ MORE…

Have the lockdowns made you reconsider your finances? It surely made me reconsider the way I look at money and it has been life-changing. Getting your finances into shape can seem like hard work, especially if it isn’t something you’ve ever done before. Before you can READ MORE…

Since discovering minimalism and decluttering my overall life over the last few years, I have stopped buying many things that previously cost me a significant amount of money. Saving money is a great side effect of minimalism, as you don’t consume as much as you READ MORE…

At the beginning of this year, I gave myself a challenge: to give up spending on all but the essentials for a whole year. I started this challenge on the 1st of January 2021, amidst all the seasonal sales. Honestly, though, I’ve been pretty good READ MORE…

List Your Priorities You can’t prioritise your time if you aren’t clear – even if just to yourself – about what is most important to you.  Is it your family?  Your spouse?  Serving your community?  Getting your blood pressure under control or losing 50 pounds? READ MORE…

Have you ever stared at your bank statement, wondering where your money went, or felt frustrated because you should be saving more, yet want to spend on things that matter to you? Trust me, I’ve been there, too. Especially in midlife, finances can suddenly feel READ MORE…

Life’s journey is full of twists and turns, where smooth sailing can swiftly give way to turbulent waters. Just when you least expect it, a medical emergency or a natural disaster can disrupt the tranquillity of everyday life. In the face of such unpredictability, having READ MORE…